Spending Plan Calculator:


Use this electronic worksheet to map out a personalized spending budget. Totals are calculated automatically ( fields).


Part 1: Monthly Income

Gross Monthly: $
Avg. Withholding: $
(typically 28%)
Net Monthly Income: $

Part 2: Monthly Expenses (be sure to include annual expenses, such as homeowner's insurance, as a monthly fractional expense)

Housing: $
Groceries: $
Student Loans: $
Utilities: $
Savings: $
Insurance: $
Clothing: $
Credit cards, etc: $
Misc. Expenses: $
Entertainment: $
Transportation: $
Child Care: $
Total Expenses: $

Part 3: Results

Monthly Budget:

Net Income: $
Expenses: $
Discretionary: $

Annual Budget:

Net Income: $
Expenses: $
Discretionary: $

 

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